Sports & Recreation Insurance
Advocating for the Health of Your Business
You bring the fun, providing a safe space for people to exercise
better physical and mental health, in community. Sports and Recreation
Insurance helps you sustain operations, equipment, staff, and customers,
should the unexpected occur.
Sustainable Risk Management - Now That’s a Home Run!
You bring the fun, providing a safe space for people to exercise better physical and mental health, in community. Sports and Recreation Insurance helps you sustain operations, equipment, staff, and customers, should the unexpected occur.
Sustainable Risk Management - Now That’s a Home Run!
Team Risk Management
We’re proud to offer risk management expertise to a wide range of Sports, Leisure & Entertainment businesses, including:
Amusement Centers, Athletic Camps, Batting Cages, Bowling Centers, Curling Clubs, Entertainment Vendors (like Carnival Games, Dunk Tanks, Inflatable Units, Obstacle Courses, Slides, Petting Zoos, Pony Rides, etc.), Golf Ranges, Laser Tag, Leagues & Tournaments, Minor league baseball, Races, Skating Rinks, Swim Clubs, Wall Climbing, Youth Recreation Activities (including Hobby Clubs, Character & Leadership Training, Community Service Groups, etc.), and more!
Spot Your Industry?
Connect with an ExpertWe’re proud to offer risk management expertise to a wide range of Sports, Leisure & Entertainment businesses, including:
Amusement Centers, Athletic Camps, Batting Cages, Bowling Centers, Curling Clubs, Entertainment Vendors (like Carnival Games, Dunk Tanks, Inflatable Units, Obstacle Courses, Slides, Petting Zoos, Pony Rides, etc.), Golf Ranges, Laser Tag, Leagues & Tournaments, Minor league baseball, Races, Skating Rinks, Swim Clubs, Wall Climbing, Youth Recreation Activities (including Hobby Clubs, Character & Leadership Training, Community Service Groups, etc.), and more!
Spot Your Industry?
Your Risk Profile
Variables like working with minors, hosting events, adrenalin level, and
more can dramatically change your risk profile. But in general, most sport
& recreational organizations share these risks.
Physical Activity
You provide a therapeutic experience that involves a form of physical activity. While you take all necessary safety precautions, an injury can lead to a lawsuit or costly medical bills.
Conflict Management
A claim asserting loss of rights, opportunities, inappropriate behavior, or bad decisions can lead to a wrongful action lawsuit, costing you time, money, and goodwill. This risk is especially important to address if you work with minors.
Equipment & Assets
You most likely own very specialized (expensive) equipment that will need to be replaced or repaired if stolen or damaged. Your operations and customer experience depend on it.
Do you host special events? You will most likely need Event Insurance.
Connect with an ExpertYour Risk Profile
Variables like working with minors, hosting events, adrenalin level, and more can dramatically change your risk profile. But in general, most sport & recreational organizations share these risks.
Physical Activity
You provide a therapeutic experience that involves a form of physical activity. While you take all necessary safety precautions, an injury can lead to a lawsuit or costly medical bills.
Conflict Management
A claim asserting loss of rights, opportunities, inappropriate behavior, or bad decisions can lead to a wrongful action lawsuit, costing you time, money, and goodwill. This risk is especially important to address if you work with minors.
Equipment & Assets
You most likely own very specialized (expensive) equipment that will need to be replaced/repaired if stolen/damaged. Your operations and customer experience depend on it.
Do you host special events? You will most likely need Event Insurance.
Do You Operate a YMCA?
YMCAs are a nationwide community staple, requiring insurance to address their vast activities, including:
Athletic Leagues, Aquatics Programs, Beaches, Before/After School Clubs, Boating, Childcare, Counseling, Dance Classes, Day/Summer Camps, Equine, Fitness/Wellness Programs, Gymnasium Spaces, Personal Trainers, and more. Not to mention Facility Vehicles (to make all this happen).
Our credible carrier proactively seeks to reduce your chance of an incident by providing YMCA customers staff training along with a 24/7 claims hotline in the event of a crisis or a need for advice.
Connect About YMCA Insurance
Do You Operate a YMCA?
YMCAs are a nationwide community staple, requiring insurance to address their vast activities, including:
Athletic Leagues, Aquatics Programs, Beaches, Before/After School Clubs, Boating, Childcare, Counseling, Dance Classes, Day/Summer Camps, Equine, Fitness/Wellness Programs, Gymnasium Spaces, Personal Trainers, and more. Not to mention Facility Vehicles (to make all this happen).
Our credible carrier proactively seeks to reduce your chance of an incident by providing YMCA customers staff training along with a 24/7 claims hotline in the event of a crisis or a need for advice.
Commercial Coverages for Sport & Recreation Businesses
Commercial Insurance can be complex, but it’s an absolute necessity! Please connect
with one of our experts and refer to your policy for specific coverage details.
Commercial Coverages for Sport & Recreation Businesses
Commercial Insurance can be complex, but it’s an absolute necessity! Please connect with one of our experts and refer to your policy for specific coverage details.
Property Coverages:
Address the risk of damage or loss to physical business property.
Building
Covers costly damage to the physical building (or field).
Business Personal Property
Covers unattached assets that are critical to the functioning of your organization like fences, office accessories, inventory, etc.
Special Property
Covers unique and costly possessions like equipment, carnival machinery, etc. These are typically very costly and require expert policy writing and evaluation.
Custody, Care & Control
Covers liability associated with personal property owned by others like locker items, personal equipment, gym bags, etc.
Property Coverages:
Address the risk of damage or loss to physical business property.
Building
Covers costly damage to the physical building (or field).
Business Personal Property
Covers unattached assets that are critical to the functioning of your organization like fences, office accessories, inventory, etc.
Special Property
Covers unique and costly possessions like equipment, carnival machinery, etc. These are typically very costly and require expert policy writing and evaluation.
Custody, Care & Control
Covers liability associated with personal property owned by others like locker items, personal equipment, gym bags, etc.
Liability Coverages:
Covers bodily injury and property damage caused by your negligence.
General Liability
In case someone gets injured on business property.
Employment Practices Liability Insurance (EPLI)
Covers employer liabilities such as discrimination, improper dismissal, or sexual assault of employees and volunteers.
Professional Advice
Covers accusations of misinformation, bad decisions, and more.
Special Events
Covers special events like camps, team celebrations, fundraising, etc.
Travel
Covers commutes to and from games or events.
Cyber
Protects database breaches that could lead to compromised information about your business and customers.
Other coverages include Directors & Officers, Sexual Molestation, Product, etc. (all depending on your specific industry).
Liability Coverages:
Covers bodily injury and property damage caused by your negligence.
General Liability
In case someone gets injured on business property.
Employment Practices Liability Insurance (EPLI)
Covers employer liabilities such as discrimination, improper dismissal, or sexual assault of employees and volunteers.
Professional Advice
Covers accusations of misinformation, bad decisions, and more.
Special Events
Covers special events like fundraising, client events, camps, etc.
Travel
Covers commutes to and from games or events.
Cyber
Protects database breaches that could lead to compromised information about your business and customers.
Other coverages include Directors & Officers, Sexual Molestation, Product, etc. (all depending on your specific industry).
Auto Coverages:
Addresses liabilities associated with damage to/by agency vehicle(s), or vehicles owned by employees or volunteers acting on behalf of the agency.
Hired & Non-Owned
Covers employees/volunteers who are driving on behalf of the business in their own/rented vehicles.
Business-Owned
Covers business-owned buses & vans.
Inland Marine
Covers any type of equipment while in transit.
Auto Coverages:
Addresses liabilities associated with damage to/by agency vehicle(s), or vehicles owned by employees or volunteers acting on behalf of the agency.
Hired & Non-Owned
Covers employees/volunteers who are driving on behalf of the business in their own/rented vehicles.
Business-Owned
Covers business-owned buses & vans.
Inland Marine
Covers any type of equipment while in transit.
